| Class 1: September 1, 2010 |
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| Regulation Z Update & Other Consumer Lending Issues |
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- Discuss changes to the credit disclosure rules
- Review the changes to multi-featured open-end lending
- Learn what disclosures will be required for account opening tables, periodic statements, and change in terms
- Review what substantive limitations have been published for open-end loans
- Identify the proposed changes to the HELOC disclosures and what affect they could have on your loan business
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| Class 2: September 8, 2010 |
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| Mortgage Lending Compliance Updates - Out With the Old & In With the New! |
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- Examine Regulation Z changes
- Discover home valuation code of conduct requirements
- Identify changes in the appraisal process
- Explore the new good faith estimate and settlement statements
- Learn the new marketing requirements
- Review the S.A.F.E. Act
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| Class 3: September 15, 2010 |
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| FACTA - What's New for 2010? |
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- Review when to give the risk-based pricing notice for loans that are granted or extended based on a consumer report with "material terms" that are "materially less favorable"
- Learn the definitions for "material terms" and "materially less favorable" and explore two alternative methods that can be used to determine when "material terms" are "materially less favorable"
- Discover alternatives to providing the risk-based pricing notice as well as five model forms
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| Class 4: September 22, 2010 |
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| Current Compliance Issues in Fraud |
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- Review privacy obligations and data loss scenarios
- Discuss ID theft red flag requirements
- Discover vendor management essentials
- Learn how to build a breach notification system
- Identify how to prevent loan fraud
- Learn how to recoupe your fraud losses: From bond to breaches
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| Class 5: October 6, 2010 |
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| Regulation CC Update & Advanced Check & Payment Issues |
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- Explore the elimination of nonlocal checks
- Discover issues with remotely created drafts
- Review the liability theory of "good faith" claims
- Compare stop payment vs. lost check
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| Class 6: October 13, 2010 |
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| Adjusting to the New Overdraft, Gift Card & ACH Rules for 2010 |
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- Review the new Regulation E overdraft rules
- Learn gift card dormancy and fee rules and the Credit CARD Act requirements
- Discuss the new privacy disclosures
- Learn the new ACH authorization & return rules
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